/* ============================================================
   Catalyst Advisory — brand design system
   Navy #003366 · Gold #C9A84C · Light Gold #E8D5A3
   Montserrat (display) · Open Sans (body)
   ============================================================ */
:root{
  --navy:#003366; --navy-d:#00203f; --navy-l:#0a4a80;
  --gold:#C9A84C; --gold-l:#E8D5A3; --gold-d:#a9883a;
  --ink:#1b2430; --slate:#54606e; --line:#e4e8ee;
  --paper:#ffffff; --mist:#f4f6f9; --cloud:#eef1f6;
  --radius:10px; --radius-lg:18px;
  --shadow-sm:0 2px 10px rgba(0,32,63,.06);
  --shadow:0 14px 40px rgba(0,32,63,.10);
  --shadow-lg:0 30px 70px rgba(0,32,63,.16);
  --maxw:1200px;
  --ease:cubic-bezier(.4,.14,.3,1);
  --f-display:'Montserrat',system-ui,sans-serif;
  --f-body:'Open Sans',system-ui,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--f-body);color:var(--ink);background:var(--paper);
  line-height:1.65;font-size:17px;overflow-x:hidden}
img{max-width:100%;display:block;height:auto}
a{color:var(--navy);text-decoration:none}
h1,h2,h3,h4{font-family:var(--f-display);color:var(--navy);line-height:1.12;
  font-weight:800;letter-spacing:-.01em;margin:0 0 .5em}
h1{font-size:clamp(2.3rem,5.2vw,3.9rem)}
h2{font-size:clamp(1.8rem,3.6vw,2.7rem)}
h3{font-size:1.3rem;font-weight:700}
p{margin:0 0 1.1em}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}
.skip-link{position:absolute;left:-999px;top:0;background:var(--gold);color:var(--navy);
  padding:10px 16px;z-index:1000;font-weight:700}
.skip-link:focus{left:12px;top:12px}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}

/* eyebrow / labels — structural device */
.eyebrow{font-family:var(--f-display);font-weight:700;font-size:.78rem;letter-spacing:.22em;
  text-transform:uppercase;color:var(--gold-d);display:inline-flex;align-items:center;gap:.65rem;margin-bottom:1rem}
.eyebrow::before{content:"";width:34px;height:2px;background:var(--gold)}
.center .eyebrow{justify-content:center}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:.55rem;font-family:var(--f-display);
  font-weight:700;font-size:.95rem;padding:14px 28px;border-radius:var(--radius);
  border:2px solid transparent;cursor:pointer;transition:.25s var(--ease);letter-spacing:.01em}
.btn-gold{background:var(--gold);color:var(--navy);border-color:var(--gold)}
.btn-gold:hover{background:var(--gold-d);border-color:var(--gold-d);transform:translateY(-2px);box-shadow:0 12px 26px rgba(201,168,76,.35)}
.btn-navy{background:var(--navy);color:#fff;border-color:var(--navy)}
.btn-navy:hover{background:var(--navy-d);transform:translateY(-2px);box-shadow:var(--shadow)}
.btn-ghost{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-ghost:hover{background:var(--navy);color:#fff}
.btn-ghost-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
.btn-ghost-light:hover{background:#fff;color:var(--navy);border-color:#fff}
.btn-lg{padding:17px 36px;font-size:1.02rem}

/* ---------- header ---------- */
.site-header{position:sticky;top:0;z-index:100;background:#fff;
  border-bottom:1px solid var(--line);transition:.3s var(--ease)}
.site-header.scrolled{box-shadow:var(--shadow-sm)}
.header-inner{display:flex;align-items:center;justify-content:space-between;min-height:78px}
.brand{display:inline-flex;align-items:center}
.brand-logo{height:52px;width:auto}
.brand-logo--light{display:none}
.main-nav{display:flex;align-items:center}
.nav-list{list-style:none;display:flex;align-items:center;gap:6px;margin:0;padding:0}
.nav-list>li>a{font-family:var(--f-display);font-weight:600;font-size:.96rem;color:var(--navy);
  padding:10px 16px;border-radius:8px;position:relative;transition:.2s}
.nav-list>li>a:not(.nav-cta):hover{color:var(--gold-d)}
.nav-list>li>a.active:not(.nav-cta){color:var(--gold-d)}
.nav-list>li>a.active:not(.nav-cta)::after{content:"";position:absolute;left:16px;right:16px;bottom:2px;height:2px;background:var(--gold)}
.nav-cta-li{margin-left:10px}
.nav-cta{padding:11px 22px !important}
.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:0;padding:8px;cursor:pointer}
.nav-toggle span:not(.sr-only){width:26px;height:2px;background:var(--navy);transition:.3s;display:block}
.nav-toggle[aria-expanded=true] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle[aria-expanded=true] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded=true] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* ---------- hero ---------- */
.hero{position:relative;background:var(--navy-d);color:#fff;overflow:hidden}
.hero-bg{position:absolute;inset:0;background:url('/assets/img/hero.png') center right/cover no-repeat;opacity:.9}
.hero-bg::after{content:"";position:absolute;inset:0;
  background:linear-gradient(105deg,var(--navy-d) 32%,rgba(0,32,63,.72) 55%,rgba(0,32,63,.25) 100%)}
.hero-inner{position:relative;z-index:2;padding:clamp(5rem,11vw,8.5rem) 0;max-width:680px}
.hero h1{color:#fff;margin-bottom:.4em}
.hero h1 .accent{color:var(--gold);display:block}
.hero-lead{font-size:1.2rem;color:#dfe6ef;max-width:560px;margin-bottom:2rem}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.hero-metrics{display:flex;gap:2.4rem;margin-top:3rem;flex-wrap:wrap}
.hero-metric{position:relative;padding-left:1rem}
.hero-metric::before{content:"";position:absolute;left:0;top:4px;bottom:4px;width:3px;background:var(--gold)}
.hero-metric b{font-family:var(--f-display);font-size:2rem;font-weight:800;color:var(--gold);display:block;line-height:1}
.hero-metric span{font-size:.86rem;color:#c3cddb;letter-spacing:.03em}

/* ---------- sections ---------- */
.section{padding:clamp(4rem,8vw,7rem) 0}
.section.tight{padding:clamp(3rem,5vw,4.5rem) 0}
.section.mist{background:var(--mist)}
.section.navy{background:var(--navy);color:#fff}
.section.navy h2,.section.navy h3{color:#fff}
.section-head{max-width:760px;margin-bottom:3rem}
.section-head.center{margin-inline:auto;text-align:center}
.section-head p{color:var(--slate);font-size:1.1rem;margin-bottom:0}
.section.navy .section-head p{color:#c9d4e2}
.lead{font-size:1.18rem;color:var(--slate)}

/* value strip */
.value-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:0;
  border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;background:#fff;box-shadow:var(--shadow-sm)}
.value-item{padding:2rem 1.6rem;border-right:1px solid var(--line)}
.value-item:last-child{border-right:0}
.value-item .num{font-family:var(--f-display);font-weight:800;font-size:2.4rem;color:var(--gold-d);line-height:1}
.value-item h3{font-size:1.02rem;margin:.6rem 0 .3rem}
.value-item p{font-size:.92rem;color:var(--slate);margin:0}

/* split (image + text) */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2rem,5vw,4.5rem);align-items:center}
.split.reverse .split-media{order:2}
.split-media{position:relative}
.split-media img{border-radius:var(--radius-lg);box-shadow:var(--shadow)}
.split-media .badge{position:absolute;bottom:-18px;left:-18px;background:var(--gold);color:var(--navy);
  font-family:var(--f-display);font-weight:800;padding:1rem 1.4rem;border-radius:var(--radius);box-shadow:var(--shadow);max-width:220px;line-height:1.2}
.split-media .badge small{display:block;font-weight:600;font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;opacity:.75}
.tick-list{list-style:none;padding:0;margin:1.4rem 0 0}
.tick-list li{position:relative;padding:.55rem 0 .55rem 2.2rem;border-bottom:1px solid var(--line)}
.tick-list li:last-child{border-bottom:0}
.tick-list li::before{content:"";position:absolute;left:0;top:.85rem;width:20px;height:20px;border-radius:50%;
  background:var(--gold);
  -webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M20 6L9 17l-5-5' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat;
  mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M20 6L9 17l-5-5' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat}

/* service cards */
.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:1.6rem}
/* odd trailing card in a 2-col grid: span full width so it never orphans */
.cards--auto > .card:last-child:nth-child(odd){grid-column:1 / -1}
.cards--auto > .card:last-child:nth-child(odd) .card-media{aspect-ratio:21/6}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;
  transition:.3s var(--ease);position:relative}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);border-color:var(--gold-l)}
.card-media{aspect-ratio:16/10;overflow:hidden;background:var(--cloud)}
.card-media img{width:100%;height:100%;object-fit:cover;transition:.5s var(--ease)}
.card:hover .card-media img{transform:scale(1.05)}
.card-body{padding:1.8rem}
.card-body h3{margin-bottom:.5rem}
.card-body p{color:var(--slate);font-size:.98rem;margin-bottom:1rem}
.card-link{font-family:var(--f-display);font-weight:700;font-size:.9rem;color:var(--gold-d);display:inline-flex;align-items:center;gap:.4rem}
.card-link::after{content:"→";transition:.2s}
.card:hover .card-link::after{transform:translateX(4px)}
.card-num{position:absolute;top:1.2rem;right:1.4rem;font-family:var(--f-display);font-weight:800;
  font-size:1.1rem;color:var(--gold-l)}

/* detailed service block (services page) */
.svc-block{display:grid;grid-template-columns:1.1fr 1fr;gap:3rem;align-items:center;
  padding:3rem 0;border-bottom:1px solid var(--line);scroll-margin-top:100px}
.svc-block:last-child{border-bottom:0}
.svc-block.rev .svc-img{order:2}
.svc-img img{border-radius:var(--radius-lg);box-shadow:var(--shadow)}
.svc-block h2{font-size:2rem}
.svc-block .price-note{font-family:var(--f-display);font-weight:700;color:var(--gold-d);font-size:.9rem;margin-top:1rem}

/* approach / process steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1.4rem;counter-reset:step}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:2rem 1.6rem;position:relative;counter-increment:step}
.step::before{content:"0" counter(step);font-family:var(--f-display);font-weight:800;font-size:1.4rem;
  color:var(--gold);display:block;margin-bottom:.8rem}
.step h3{font-size:1.1rem;margin-bottom:.4rem}
.step p{font-size:.92rem;color:var(--slate);margin:0}
.section.navy .step{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.12)}
.section.navy .step p{color:#c9d4e2}

/* testimonials */
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem}
.quote{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:2rem;position:relative}
.quote::before{content:"“";font-family:Georgia,serif;font-size:4.5rem;color:var(--gold-l);
  position:absolute;top:.2rem;left:1.2rem;line-height:1}
.quote-text{position:relative;font-size:1rem;color:var(--ink);margin:1.2rem 0 1.4rem}
.quote-author{font-family:var(--f-display);font-weight:700;color:var(--navy);font-size:.95rem}
.quote-role{font-size:.82rem;color:var(--slate)}

/* CTA band */
.cta-band{position:relative;background:var(--navy);color:#fff;border-radius:var(--radius-lg);
  padding:clamp(2.6rem,5vw,4rem);overflow:hidden;text-align:center}
.cta-band .bg{position:absolute;inset:0;background:url('/assets/img/band-cta.png') center/cover;opacity:.5}
.cta-band>*{position:relative;z-index:2}
.cta-band h2{color:#fff;margin-bottom:.4em}
.cta-band p{color:#c9d4e2;max-width:560px;margin:0 auto 1.8rem}
.cta-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}

/* contact */
.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:3rem;align-items:start}
.contact-info .info-item{display:flex;gap:1rem;padding:1.1rem 0;border-bottom:1px solid var(--line)}
.contact-info .info-item:last-child{border-bottom:0}
.info-icon{flex:0 0 44px;height:44px;border-radius:10px;background:var(--cloud);display:grid;place-items:center;color:var(--navy)}
.info-item b{font-family:var(--f-display);display:block;color:var(--navy);font-size:.95rem}
.info-item a,.info-item span{color:var(--slate);font-size:.98rem}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:clamp(1.8rem,3vw,2.6rem);box-shadow:var(--shadow-sm)}
.field{margin-bottom:1.1rem}
.field label{font-family:var(--f-display);font-weight:600;font-size:.86rem;color:var(--navy);display:block;margin-bottom:.4rem}
.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1.5px solid var(--line);
  border-radius:var(--radius);font-family:var(--f-body);font-size:1rem;background:#fff;transition:.2s;color:var(--ink)}
.field input:focus,.field select:focus,.field textarea:focus{outline:0;border-color:var(--gold);box-shadow:0 0 0 3px rgba(201,168,76,.16)}
.field textarea{resize:vertical;min-height:130px}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem}
.form-note{font-size:.82rem;color:var(--slate);margin-top:.4rem}
.hp{position:absolute;left:-9999px}
.alert{padding:14px 18px;border-radius:var(--radius);margin-bottom:1.4rem;font-size:.95rem}
.alert-ok{background:#e8f6ee;color:#1b6b3a;border:1px solid #bfe6cd}
.alert-err{background:#fdecea;color:#a5261b;border:1px solid #f5c6c0}

/* breadcrumb */
.crumb{font-size:.85rem;color:var(--slate);padding:1.2rem 0}
.crumb a{color:var(--slate)}
.crumb a:hover{color:var(--gold-d)}

/* page hero (inner) */
.page-hero{background:var(--navy);color:#fff;position:relative;overflow:hidden}
.page-hero .bg{position:absolute;inset:0;background:url('/assets/img/band-about.png') center/cover;opacity:.55}
.page-hero-inner{position:relative;z-index:2;padding:clamp(3.5rem,7vw,5.5rem) 0;max-width:720px}
.page-hero h1{color:#fff}
.page-hero p{color:#cdd8e6;font-size:1.15rem;margin:0}

/* ---------- footer ---------- */
.site-footer{background:var(--navy-d);color:#c9d4e2}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.3fr;gap:2.5rem;padding:4rem 24px 3rem}
.footer-logo{height:58px;width:auto;margin-bottom:1rem}
.footer-blurb{font-size:.92rem;color:#9fb0c4;max-width:300px}
.footer-col h3{color:#fff;font-size:.85rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:1rem}
.footer-links{list-style:none;padding:0;margin:0}
.footer-links li{margin-bottom:.6rem}
.footer-links a{color:#c9d4e2;font-size:.94rem;transition:.2s}
.footer-links a:hover{color:var(--gold)}
.footer-loc{color:#7f92a8;font-size:.88rem}
.footer-bottom{border-top:1px solid rgba(255,255,255,.09)}
.footer-bottom-inner{display:flex;justify-content:space-between;align-items:center;padding:1.2rem 24px;flex-wrap:wrap;gap:.5rem}
.footer-bottom p{margin:0;font-size:.84rem;color:#7f92a8}
/* Total Effex credit — visible but understated; link nearly invisible for SEO */
.footer-credit{display:flex;align-items:center;gap:.6rem}
.footer-credit a[href*="totalfx"]{color:#3a4a5e}
.footer-credit a[href*="totalfx"]:hover{color:var(--gold)}
.admin-cog{color:#2f3d4e;font-size:1rem;transition:.2s;text-decoration:none}
.admin-cog:hover{color:var(--gold);transform:rotate(45deg)}

/* WhatsApp float */
.wa-float{position:fixed;right:20px;bottom:20px;z-index:90;width:56px;height:56px;border-radius:50%;
  background:#25D366;color:#fff;display:grid;place-items:center;box-shadow:0 10px 30px rgba(37,211,102,.45);transition:.25s}
.wa-float:hover{transform:scale(1.08)}

/* reveal animation */
.reveal{opacity:0;transform:translateY(24px);transition:.7s var(--ease)}
.reveal.in{opacity:1;transform:none}
.no-js .reveal{opacity:1;transform:none}

/* ---------- responsive ---------- */
@media(max-width:960px){
  .value-strip{grid-template-columns:repeat(2,1fr)}
  .value-item:nth-child(2){border-right:0}
  .value-item{border-bottom:1px solid var(--line)}
  .steps{grid-template-columns:repeat(2,1fr)}
  .quotes{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr;gap:2rem}
}
@media(max-width:820px){
  .nav-toggle{display:flex;z-index:110}
  .nav-list{position:fixed;inset:0 0 0 auto;width:min(320px,80vw);background:#fff;flex-direction:column;
    align-items:stretch;justify-content:flex-start;padding:96px 24px 24px;gap:4px;
    transform:translateX(100%);transition:.35s var(--ease);box-shadow:var(--shadow-lg)}
  .nav-list.open{transform:none}
  .nav-list>li>a{padding:14px 16px;font-size:1.05rem;border-radius:8px}
  .nav-list>li>a:hover{background:var(--mist)}
  .nav-cta-li{margin:1rem 0 0}
  .nav-cta{width:100%;justify-content:center}
  .split,.svc-block,.contact-grid,.cards{grid-template-columns:1fr;gap:2rem}
  .split.reverse .split-media,.svc-block.rev .svc-img{order:0}
  .split-media .badge{position:static;margin-top:1rem;max-width:none}
  .hero-metrics{gap:1.4rem}
}
@media(max-width:560px){
  .value-strip{grid-template-columns:1fr}
  .value-item{border-right:0}
  .steps{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .field-row{grid-template-columns:1fr}
  .footer-bottom-inner{flex-direction:column;text-align:center}
}
@media(prefers-reduced-motion:reduce){
  *{animation:none !important;transition:none !important;scroll-behavior:auto}
  .reveal{opacity:1;transform:none}
}